|
Institution |
Product Name |
Tier |
Interest Rates (days) |
Early Withdrawal Penalties |
 |
| Min |
Max |
30 |
60 |
90 |
120 |
150 |
180 |
270 |
Bank of Queensland |
Premier Investment
|
$1,000
|
$4,999.99
|
0.90
|
1.00
|
1.50
|
1.65
|
1.65
|
1.65
|
1.65
|
Interest adjustment applies.EOT rates shown.For monthly interest rates deduct 0.25% from the end of term rate excluding rates for less than 1 month.Early Payout Fee of $30 in addition to an interest rate adjustment
|
|
Bank of Queensland |
Premier Investment
|
$5,000
|
$19,999.99
|
2.00
|
2.75
|
5.70
|
3.00
|
3.00
|
3.00
|
3.00
|
Interest adjustment applies.EOT rates shown.For monthly interest rates deduct 0.25% from the end of term rate excluding rates for less than 1 month.
|
|
Bank of Queensland |
Premier Investment
|
$20,000
|
$49,999.99
|
2.00
|
2.75
|
5.70
|
3.00
|
3.00
|
3.00
|
3.00
|
Interest adjustment applies.EOT rates shown.For monthly interest rates deduct 0.25% from the end of term rate excluding rates for less than 1 month.Early Payout Fee of $30 in addition to an interest rate adjustment
|
|
Bank of Queensland |
Premier Investment
|
$50,000
|
$99,999.99
|
2.55
|
2.85
|
5.70
|
3.10
|
3.10
|
3.10
|
3.10
|
Interest adjustment applies.EOT rates shown.For monthly interest rates deduct 0.25% from the end of term rate excluding rates for less than 1 month.Early Payout Fee of $30 in addition to an interest rate adjustment
|
|
Bank of Queensland |
Premier Investment
|
$100,000
|
$250,000
|
2.55
|
2.85
|
5.70
|
3.15
|
3.15
|
3.15
|
3.15
|
Interest adjustment aplies.EOT rates shown.For monthly interest rates deduct 0.25% from the end of term rate excluding rates for less than 1 month.
|
|
BankWest |
bankwest tddirect (online)
|
$1,000
|
$5,000,000
|
|
|
5.50
|
|
|
4.50
|
3.00
|
An interest adjustment will apply for early withdrawal - please refer to the BankWest website for details.
|
|
BankWest |
Gold Term Deposit
|
$5,000
|
$2,000,000
|
2.00
|
2.00
|
5.50
|
3.00
|
3.00
|
3.00
|
3.00
|
An interest adjustment will apply for early withdrawal - please refer to the BankWest website for details.
|
|
| Capricornia Credit Union |
Term Deposit (Interest at Maturity)
|
$5,000
|
$250,000
|
|
|
5.65
|
|
|
4.15
|
|
|
|
Citibank |
Citibank Term Deposit
|
$10,000
|
$19,999
|
2.55
|
2.51
|
3.48
|
3.33
|
3.20
|
3.11
|
2.81
|
50% of the interest earnt to the date of break
|
|
Citibank |
Citibank Term Deposit
|
$20,000
|
$49,999
|
3.05
|
3.01
|
3.73
|
3.62
|
3.44
|
3.36
|
3.06
|
50% of the interest earnt to the date of break
|
|
Citibank |
Citibank Term Deposit
|
$50,000
|
$99,999
|
3.25
|
3.41
|
3.94
|
3.78
|
3.64
|
3.55
|
3.37
|
50% of the interest earnt to the date of break
|
|
Citibank |
Citibank Term Deposit
|
$100,000
|
$249,999
|
4.50
|
4.36
|
4.24
|
4.09
|
3.95
|
3.86
|
3.56
|
50% of the interest earnt to the date of break
|
|
Citibank |
Citibank Term Deposit
|
$250,000
|
$499,999
|
4.50
|
4.36
|
4.24
|
4.09
|
3.95
|
3.86
|
3.56
|
50% of the interest earnt to the date of break
|
|
Citibank |
Citibank Term Deposit
|
$500,000
|
$999,999
|
4.50
|
4.36
|
4.25
|
4.09
|
3.95
|
3.86
|
3.56
|
50% of the interest earnt to the date of break
|
|
Citibank |
Citibank Term Deposit
|
$1,000,000
|
$99,999,999
|
4.50
|
4.36
|
4.24
|
4.09
|
3.95
|
3.86
|
3.56
|
50% of the interest earnt to the date of break
|
|
|
Institution |
Product Name |
Tier |
Interest Rates (days) |
Early Withdrawal Penalties |
 |
| Min |
Max |
30 |
60 |
90 |
120 |
150 |
180 |
270 |
| Commonwealth Bank |
Short Term Deposit
|
$5,000
|
$9,999
|
3.00
|
3.00
|
3.00
|
3.00
|
3.00
|
3.00
|
3.00
|
$30 administration fee plus there may be a reduction in the interest paid but this can be negotiated with your branch.
|
|
| Commonwealth Bank |
Short Term Deposit
|
$10,000
|
$49,999
|
3.10
|
3.10
|
5.00
|
3.10
|
4.50
|
3.10
|
3.10
|
$30 administration fee plus there may be a reduction in the interest paid but this can be negotiated with your branch.
|
|
| Commonwealth Bank |
Short Term Deposit
|
$50,000
|
$99,999
|
3.20
|
3.20
|
5.50
|
3.20
|
4.50
|
3.20
|
3.20
|
$30 administration fee plus there may be a reduction in the interest paid but this can be negotiated with your branch.
|
|
| Commonwealth Bank |
Short Term Deposit
|
$100,000
|
$499,999
|
3.30
|
3.30
|
5.00
|
3.30
|
4.50
|
3.30
|
3.30
|
$30 administration fee plus there may be a reduction in the interest paid but this can be negotiated with your branch.
|
|
CUA |
Short Term Deposit
|
$1,000
|
$9,999
|
2.00
|
2.25
|
4.55
|
3.70
|
3.60
|
3.60
|
3.85
|
|
|
CUA |
Short Term Deposit
|
$10,000
|
|
3.00
|
3.25
|
5.55
|
4.70
|
4.60
|
4.60
|
4.85
|
|
|
CUA |
CUA Special offer
|
$50,000
|
$1,000,000
|
NaN
|
NaN
|
NaN
|
NaN
|
NaN
|
NaN
|
NaN
|
|
|
| Elders Rural Bank |
Short Term Deposit
|
$500
|
$4,999
|
1.00
|
1.00
|
1.00
|
1.00
|
1.00
|
1.50
|
1.50
|
If an early withdrawal is agreed to, the amount of interest payable on the amount withdrawn will be based on the Interest Earning at Call Deposit interest rate.
|
|
| Elders Rural Bank |
Short Term Deposit
|
$5,000
|
$9,999
|
3.50
|
3.75
|
5.60
|
4.25
|
4.25
|
4.25
|
3.25
|
If an early withdrawal is agreed to, the amount of interest payable on the amount withdrawn will be based on the Interest Earning at Call Deposit interest rate.
|
|
| Elders Rural Bank |
Short Term Deposit
|
$10,000
|
$24,999
|
3.50
|
3.75
|
5.60
|
4.25
|
4.25
|
4.25
|
3.25
|
If an early withdrawal is agreed to, the amount of interest payable on the amount withdrawn will be based on the Interest Earning at Call Deposit interest rate.
|
|
| Elders Rural Bank |
Short Term Deposit
|
$25,000
|
$49,999
|
3.75
|
4.00
|
5.60
|
4.50
|
4.50
|
4.50
|
3.50
|
If an early withdrawal is agreed to, the amount of interest payable on the amount withdrawn will be based on the Interest Earning at Call Deposit interest rate.
|
|
| Elders Rural Bank |
Short Term Deposit
|
$50,000
|
$149,999
|
4.00
|
4.10
|
5.60
|
4.75
|
4.75
|
4.75
|
3.75
|
If an early withdrawal is agreed to, the amount of interest payable on the amount withdrawn will be based on the Interest Earning at Call Deposit interest rate.
|
|
| Elders Rural Bank |
Short Term Deposit
|
$150,000
|
$249,999
|
4.00
|
4.25
|
5.60
|
5.00
|
5.00
|
5.00
|
4.00
|
If an early withdrawal is agreed to, the amount of interest payable on the amount withdrawn will be based on the Interest Earning at Call Deposit interest rate.
|
|
| Elders Rural Bank |
Short Term Deposit
|
$250,000
|
$500,000
|
4.00
|
4.25
|
5.60
|
5.00
|
5.00
|
5.00
|
4.00
|
If an early withdrawal is agreed to, the amount of interest payable on the amount withdrawn will be based on the Interest Earning at Call Deposit interest rate.
|
|
| Heritage Building Society |
Short Term Deposit
|
$1,000
|
$4,999
|
2.50
|
2.75
|
3.50
|
3.30
|
3.30
|
3.25
|
3.15
|
|
|
|
Institution |
Product Name |
Tier |
Interest Rates (days) |
Early Withdrawal Penalties |
 |
| Min |
Max |
30 |
60 |
90 |
120 |
150 |
180 |
270 |
| Heritage Building Society |
Short Term Deposit
|
$1,000
|
$4,999
|
2.50
|
2.75
|
3.50
|
3.00
|
3.00
|
3.25
|
3.15
|
|
|
| Heritage Building Society |
Short Term Deposit
|
$5,000
|
$19,999
|
3.50
|
3.65
|
6.40
|
4.00
|
4.00
|
5.80
|
5.50
|
|
|
| Heritage Building Society |
Short Term Deposit
|
$5,000
|
$19,999
|
3.50
|
3.65
|
6.40
|
4.00
|
4.00
|
5.80
|
5.50
|
|
|
| Heritage Building Society |
Short Term Deposit
|
$20,000
|
$99,999
|
4.00
|
4.10
|
6.40
|
4.30
|
4.30
|
5.80
|
5.50
|
|
|
| Heritage Building Society |
Short Term Deposit
|
$20,000
|
$99,999
|
4.00
|
4.10
|
6.40
|
4.30
|
4.30
|
5.80
|
5.50
|
|
|
| Heritage Building Society |
Short Term Deposit
|
$100,000
|
|
4.20
|
4.25
|
6.40
|
4.35
|
4.35
|
5.80
|
5.50
|
|
|
HSBC |
Short Term Deposit
|
$5,000
|
$19,999
|
2.01
|
2.21
|
2.56
|
2.59
|
2.62
|
2.55
|
2.70
|
http://www.hsbc.com.au/personal/accounts/td.html
|
|
HSBC |
Short Term Deposit
|
$20,000
|
$49,999
|
2.06
|
2.26
|
2.61
|
2.64
|
2.67
|
62.60
|
2.75
|
Interest rate reduction on early withdrawal:If you take any money out of your Term Deposit Account before the end of the term, the interest rate you receive will only be half of the interest rate that is set out in your Term Deposit details. The reduced rate will apply for the whole period from the day your account is opened to the day you take money out of your account.If you have already been paid interest at the full rate the principal amount payable to you when we close the account will be reduced to put you in the same position as if interest on the amount deposited had been reduced by 50% for the whole time the Account was open.Note: The above reduction in interest rate applies to Term Deposit accounts in Australian and Foreign Currencies and are the AUD equivalent in the currency of the account when converted.
|
|
HSBC |
Short Term Deposit
|
$50,000
|
$99,999
|
2.11
|
2.31
|
2.66
|
2.69
|
2.72
|
2.64
|
2.80
|
Interest rate reduction on early withdrawal:If you take any money out of your Term Deposit Account before the end of the term, the interest rate you receive will only be half of the interest rate that is set out in your Term Deposit details. The reduced rate will apply for the whole period from the day your account is opened to the day you take money out of your account.If you have already been paid interest at the full rate the principal amount payable to you when we close the account will be reduced to put you in the same position as if interest on the amount deposited had been reduced by 50% for the whole time the Account was open.Note: The above reduction in interest rate applies to Term Deposit accounts in Australian and Foreign Currencies and are the AUD equivalent in the currency of the account when converted.
|
|
HSBC |
Short Term Deposit
|
$100,000
|
$249,999
|
2.16
|
2.36
|
2.71
|
2.74
|
2.77
|
2.70
|
2.85
|
Interest rate reduction on early withdrawal:If you take any money out of your Term Deposit Account before the end of the term, the interest rate you receive will only be half of the interest rate that is set out in your Term Deposit details. The reduced rate will apply for the whole period from the day your account is opened to the day you take money out of your account.If you have already been paid interest at the full rate the principal amount payable to you when we close the account will be reduced to put you in the same position as if interest on the amount deposited had been reduced by 50% for the whole time the Account was open.Note: The above reduction in interest rate applies to Term Deposit accounts in Australian and Foreign Currencies and are the AUD equivalent in the currency of the account when converted.
|
|
HSBC |
Short Term Deposit
|
$250,000
|
$1,000,000
|
2.21
|
2.41
|
2.76
|
2.79
|
2.82
|
2.75
|
2.85
|
Interest rate reduction on early withdrawal:If you take any money out of your Term Deposit Account before the end of the term, the interest rate you receive will only be half of the interest rate that is set out in your Term Deposit details. The reduced rate will apply for the whole period from the day your account is opened to the day you take money out of your account.If you have already been paid interest at the full rate the principal amount payable to you when we close the account will be reduced to put you in the same position as if interest on the amount deposited had been reduced by 50% for the whole time the Account was open.Note: The above reduction in interest rate applies to Term Deposit accounts in Australian and Foreign Currencies and are the AUD equivalent in the currency of the account when converted.
|
|
ING Direct |
Short Term Deposit (online)
|
|
|
4.60
|
|
5.50
|
|
|
4.10
|
|
Interest rate reduction of 0.25%pa for 30 day Term Deposit. Interest rate reduction of 0.50%pa for 90 day Term Deposit.Interest rate reduction of 0.75%pa for 180 day Term Deposit.
|
|
Members Equity Bank |
ME Term Deposits
|
$5,000
|
$249,999
|
|
|
6.30
|
|
|
5.00
|
4.90
|
If you withdraw your term deposit prior to the maturity date, we will reduce the fixed rate by 2%p.a up to the amount of accrued interest.
|
|
| NAB |
Short Term Deposit
|
$5,000
|
$9,999
|
1.00
|
2.00
|
2.15
|
2.20
|
2.20
|
2.20
|
2.45
|
Interest would be calculated on the rate applicable to the reduced term of the investment rather than at the original rate.
|
|
| NAB |
Short Term Deposit
|
$10,000
|
$19,999
|
1.50
|
1.50
|
3.20
|
4.80
|
3.20
|
4.00
|
3.20
|
Interest would be calculated on the rate applicable to the reduced term of the investment rather than at the original rate.
|
|
|
Institution |
Product Name |
Tier |
Interest Rates (days) |
Early Withdrawal Penalties |
 |
| Min |
Max |
30 |
60 |
90 |
120 |
150 |
180 |
270 |
| NAB |
Short Term Deposit
|
$20,000
|
$49,999
|
1.75
|
1.75
|
5.60
|
3.25
|
5.60
|
3.25
|
3.25
|
Interest would be calculated on the rate applicable to the reduced term of the investment rather than at the original rate.
|
|
| NAB |
Short Term Deposit
|
$50,000
|
$99,999
|
1.80
|
1.80
|
4.80
|
3.25
|
4.00
|
3.25
|
3.25
|
Interest would be calculated on the rate applicable to the reduced term of the investment rather than at the original rate.
|
|
| NAB |
Short Term Deposit
|
$100,000
|
$249,999
|
1.90
|
1.90
|
4.80
|
3.30
|
4.00
|
3.30
|
3.30
|
Interest would be calculated on the rate applicable to the reduced term of the investment rather than at the original rate.
|
|
| NAB |
Short Term Deposit
|
$250,000
|
$500,000
|
1.90
|
1.90
|
5.60
|
3.30
|
5.60
|
3.30
|
3.30
|
Interest would be calculated on the rate applicable to the reduced term of the investment rather than at the original rate.
|
|
| Queenslanders Credit Union |
Term Deposit
|
$1,000
|
$4,999
|
|
|
3.10
|
3.10
|
3.10
|
3.00
|
2.50
|
$50.00 and 2% interest penalty may be charged where all **or** part of the term deposit is redeemed prior to maturity.
|
|
| Queenslanders Credit Union |
Term Deposit
|
$5,000
|
$9,999
|
3.75
|
4.00
|
5.50
|
5.50
|
5.50
|
4.40
|
4.00
|
$50.00 and 2% interest penalty may be charged where all of the Term Deposit is redeemed prior to maturity.
|
|
| Queenslanders Credit Union |
Term Deposit
|
$10,000
|
$19,999
|
4.00
|
4.20
|
5.55
|
5.55
|
5.55
|
4.45
|
4.25
|
$50.00 and 2% interest penalty may be charged where all of the Term Deposit is redeemed prior to maturity.
|
|
| Queenslanders Credit Union |
Term Deposit
|
$20,000
|
$49,999
|
4.40
|
4.50
|
5.60
|
5.60
|
5.60
|
4.50
|
4.30
|
$50.00 and 2% interest penalty may be charged where all ***or*** part of the term deposit is redeemed prior to maturity.
|
|
| Queenslanders Credit Union |
Term Deposit
|
$50,000
|
$99,999
|
4.75
|
4.85
|
5.65
|
5.65
|
5.65
|
4.65
|
4.55
|
$50.00 and 2% interest penalty may be charged where all **or** part of the term deposit is redeemed prior to maturity.
|
|
| Queenslanders Credit Union |
Term Deposit
|
$100,000
|
|
4.85
|
4.95
|
5.70
|
5.70
|
5.70
|
4.70
|
4.60
|
$50.00 and 2% interest penalty may be charged where all **or** part of the term deposit is redeemed prior to maturity.
|
|
RaboBank |
Short Term Deposits
|
$5,000
|
$49,999
|
3.40
|
4.00
|
4.15
|
4.30
|
3.60
|
4.05
|
3.05
|
Withdrawal Requests must be in writing, If Rabobank agrees to the early termination, a break cost on the part terminated may be deducted from the depositor and / *or* interest. Break costs increase in line with increases in the following : Interest rates / the amount withdrawn / and the market margin. Further information is available on request :Example : ( Illustration only ) $10,000 -2 year deposit with an interst rate of 5.00% PA, payable annual, broken after 1 year when interest on a 1 year term deposit, with payable annual int is 6.00% pa . Break cost payable the depositor is approx $103.68.
|
|
RaboBank |
Short Term Deposits
|
$50,000
|
$249,999
|
3.40
|
4.00
|
4.15
|
4.30
|
3.60
|
4.05
|
3.05
|
Withdrawal Requests must be in writing, If Rabobank agrees to the early termination, a break cost on the part terminated may be deducted from the depositor and / *or* interest. Break costs increase in line with increases in the following : Interest rates / the amount withdrawn / and the market margin. Further information is available on request :Example : ( Illustration only ) $10,000 -2 year deposit with an interest rate of 5.00% PA, payable annual, broken after 1 year when interest on a 1 year term deposit, with payable annual int is 6.00% pa . Break cost payable the depositor is approx $103.68.
|
|
RaboPlus |
RaboPlus Term Deposit (online)
|
$1,000
|
|
4.50
|
|
4.00
|
|
|
3.60
|
|
The termination fee is equal to our break costs plus a processing fee of $25.00.
|
|
| St. George Bank |
Short Term Deposit (VIC, QLD, TAS, WA)
|
$1,000
|
$4,999
|
2.50
|
5.10
|
2.50
|
2.50
|
2.50
|
2.50
|
2.50
|
If you withdraw an amount during the term of a Fixed Term Deposit, we may reduce the interest rate payable on the amount withdrawn. Please see the terms and conditions applying to the Fixed Term Accounts for more information.
|
|
| St. George Bank |
Short Term Deposit (VIC, QLD, TAS, WA)
|
$5,000
|
$19,999
|
2.50
|
5.10
|
2.50
|
2.50
|
2.50
|
2.50
|
2.50
|
If you withdraw an amount during the term of a Fixed Term Deposit, we may reduce the interest rate payable on the amount withdrawn. Please see the terms and conditions applying to the Fixed Term Accounts for more information.
|
|
|
Institution |
Product Name |
Tier |
Interest Rates (days) |
Early Withdrawal Penalties |
 |
| Min |
Max |
30 |
60 |
90 |
120 |
150 |
180 |
270 |
| St. George Bank |
Short Term Deposit (VIC, QLD, TAS, WA)
|
$20,000
|
$49,999
|
3.00
|
5.60
|
3.00
|
3.00
|
3.00
|
3.00
|
3.00
|
If you withdraw an amount during the term of a Fixed Term Deposit, we may reduce the interest rate payable on the amount withdrawn. Please see the terms and conditions applying to the Fixed Term Accounts for more information.
|
|
| St. George Bank |
Short Term Deposit (VIC, QLD, TAS, WA)
|
$50,000
|
$99,999
|
3.00
|
5.60
|
3.00
|
3.00
|
3.00
|
3.00
|
3.00
|
No interest will be paid on the account if the withdrawal is made within 28 days after the date of the deposit.In all other instances:- if the interest rate is 2.50% per year *or* less there is no interest adjustment- if the rate is &,amp,amp,amp,amp,amp,amp,amp,amp,amp,amp,amp,amp,amp,amp,amp,gt,2.50% per year the rate that applies to the account until the repayment date will be reduced by 1.50%
|
|
| St. George Bank |
Short Term Deposit (VIC, QLD, TAS, WA)
|
$100,000
|
$249,999
|
3.00
|
5.60
|
3.00
|
3.00
|
3.00
|
3.00
|
3.00
|
No interest will be paid on the account if the withdrawal is made within 28 days after the date of the deposit.In all other instances:- if the interest rate is 2.50% per year *or* less there is no interest adjustment- if the rate is &,amp,amp,amp,amp,amp,amp,amp,amp,amp,amp,amp,amp,amp,amp,amp,amp,amp,gt,2.50% per year the rate that applies to the account until the repayment date will be reduced by 1.50%
|
|
| St. George Bank |
Short Term Deposit (VIC, QLD, TAS, WA)
|
$250,000
|
$499,999
|
3.00
|
5.60
|
3.00
|
3.00
|
3.00
|
3.00
|
3.00
|
No interest will be paid on the account if the withdrawal is made within 28 days after the date of the deposit.In all other instances:- if the interest rate is 2.50% per year *or* less there is no interest adjustment- if the rate is &,amp,amp,amp,amp,amp,amp,amp,amp,amp,amp,amp,amp,amp,amp,amp,amp,amp,gt,2.50% per year the rate that applies to the account until the repayment date will be reduced by 1.50%
|
|
Suncorp |
Short Term Deposit
|
$1,000
|
$9,999
|
1.50
|
1.70
|
2.50
|
2.25
|
2.25
|
2.25
|
2.25
|
An interest adjustment will apply for early withdrawal
|
|
Suncorp |
Short Term Deposit
|
$10,000
|
$24,999
|
1.60
|
2.00
|
4.40
|
3.20
|
3.20
|
3.20
|
3.20
|
An interest adjustment will apply for early withdrawal
|
|
Suncorp |
Short Term Deposit
|
$25,000
|
$49,999
|
3.00
|
3.10
|
5.55
|
3.40
|
3.40
|
3.40
|
3.40
|
An interest adjustment will apply for early withdrawal.
|
|
Suncorp |
Short Term Deposit
|
$50,000
|
|
3.20
|
3.30
|
5.55
|
3.60
|
3.60
|
3.60
|
3.60
|
An interest adjustment will apply for early withdrawal
|
|
| Westpac Banking Corporation |
Short Term Deposits
|
$5,000
|
$9,999
|
0.80
|
1.10
|
2.60
|
4.80
|
2.60
|
2.60
|
2.60
|
An interest rate adjustment may apply if the deposit is terminated prior to maturity
|
|
| Westpac Banking Corporation |
Short Term Deposit
|
$10,000
|
$19,999
|
0.90
|
1.20
|
2.70
|
4.80
|
2.70
|
2.70
|
2.70
|
An interest rate adjustment may apply if the deposit is terminated prior to maturity
|
|
| Westpac Banking Corporation |
Short Term Deposit
|
$20,000
|
$49,999
|
1.00
|
1.30
|
2.80
|
4.80
|
2.80
|
2.80
|
2.80
|
An interest rate adjustment may apply if the deposit is terminated prior to maturity
|
|
| Westpac Banking Corporation |
Short Term Deposit
|
$50,000
|
$99,999
|
1.10
|
1.40
|
2.90
|
4.80
|
2.90
|
2.90
|
2.90
|
An interest rate adjustment may apply if the deposit is terminated prior to maturity
|
|
| Westpac Banking Corporation |
Short Term Deposit
|
$100,000
|
$249,999
|
1.20
|
1.50
|
3.00
|
4.80
|
3.00
|
3.00
|
3.00
|
An interest rate adjustment may apply if the deposit is terminated prior to maturity
|
|
AMP Banking |
Short Term Deposit
|
$5,000
|
$24,999
|
3.85
|
3.85
|
3.85
|
5.30
|
3.85
|
3.85
|
3.85
|
Nil. Interest Rate Reduction will apply.
|
|
AMP Banking |
Short Term Deposit
|
$25,000
|
$99,999
|
4.05
|
4.05
|
4.05
|
5.50
|
4.05
|
4.05
|
4.05
|
Nil. Interest Rate Reduction wil apply.
|
|
|
Institution |
Product Name |
Tier |
Interest Rates (days) |
Early Withdrawal Penalties |
 |
| Min |
Max |
30 |
60 |
90 |
120 |
150 |
180 |
270 |
AMP Banking |
Short Term Deposit
|
$100,000
|
$249,999
|
4.05
|
4.05
|
4.05
|
5.00
|
4.05
|
4.05
|
4.05
|
Ni. Interest Rate Reduction will apply.
|
|
| ANZ Bank |
Short Term Deposit
|
$5,000
|
$24,999
|
1.00
|
2.00
|
5.40
|
2.75
|
2.75
|
4.50
|
3.00
|
For all term deposits opened *or* reinvested from 6 December 2004 an administration Fee of $30 plus a rate reduction based on:0 to 20% of term elapsed - 90% reduction,20 to 40% of term elapsed - 80% reduction,40 to 60% of term elapsed - 60% reduction,60 to 80% of term elapsed - 40% reduction,80 to 100% of term elapsed - 20% reduction.See ANZ website for penalties applied to accounts opened before 6 December 2004.
|
|
| ANZ Bank |
Short Term Deposit
|
$25,000
|
$49,999
|
1.00
|
2.00
|
5.40
|
3.00
|
3.00
|
4.50
|
3.25
|
For all term deposits opened *or* reinvested from 6 December 2004 an administration Fee of $30 plus a rate reduction based on:0 to 20% of term elapsed - 90% reduction,20 to 40% of term elapsed - 80% reduction,40 to 60% of term elapsed - 60% reduction,60 to 80% of term elapsed - 40% reduction,80 to 100% of term elapsed - 20% reduction.See ANZ website for penalties applied to accounts opened before 6 December 2004.
|
|
| ANZ Bank |
Short Term Deposit
|
$50,000
|
$99,999
|
1.00
|
2.00
|
5.40
|
3.25
|
3.25
|
4.50
|
3.50
|
For all term deposits opened *or* reinvested from 6 December 2004 an administration Fee of $30 plus a rate reduction based on:0 to 20% of term elapsed - 90% reduction,20 to 40% of term elapsed - 80% reduction,40 to 60% of term elapsed - 60% reduction,60 to 80% of term elapsed - 40% reduction,80 to 100% of term elapsed - 20% reduction.See ANZ website for penalties applied to accounts opened before 6 December 2004.
|
|
| ANZ Bank |
Short Term Deposit
|
$100,000
|
$250,000
|
1.00
|
2.00
|
5.40
|
3.75
|
3.75
|
4.50
|
3.75
|
For all term deposits opened *or* reinvested from 6 December 2004 an administration Fee of $30 plus a rate reduction based on:0 to 20% of term elapsed - 90% reduction,20 to 40% of term elapsed - 80% reduction,40 to 60% of term elapsed - 60% reduction,60 to 80% of term elapsed - 40% reduction,80 to 100% of term elapsed - 20% reduction.See ANZ website for penalties applied to accounts opened before 6 December 2004.
|
|
|