|
Institution |
Product Name |
Card Type |
Interest Rate |
Intro Rate |
Intro Term |
Balance Transfer |
Free Days |
Min Repay |
Annual Card Fee |
Annual Rewards Fee |
Late Payment Fee |
Interest Charged From |
 |
| Westpac Banking Corporation |
55 Day Gold Visa/MasterCard
|
V, M
|
19.99
|
|
mths
|
3.99
|
55
|
2
|
$90
|
n/a
|
$35 |
PurchaseDate
|
|
| Westpac Banking Corporation |
55 Day MasterCard/Visa
|
V, M
|
19.99
|
|
mths
|
3.99
|
55
|
2
|
$30
|
n/a
|
$35 |
PurchaseDate
|
|
| Westpac Banking Corporation |
Altitude
|
M, AMEX
|
20.74
|
|
mths
|
3.99
|
45
|
2
|
$100
|
0 |
$35 |
PurchaseDate
|
|
| Westpac Banking Corporation |
Altitude Business Limited Edition
|
M, AMEX
|
20.74
|
|
mths
|
|
45
|
2
|
$100
|
0 |
$35 |
PurchaseDate
|
|
| Westpac Banking Corporation |
Altitude Gold
|
M, AMEX
|
20.74
|
|
mths
|
3.99
|
45
|
2
|
$150
|
0 |
$35 |
PurchaseDate
|
|
| Westpac Banking Corporation |
Altitude Platinum
|
M, AMEX
|
20.74
|
|
mths
|
3.99
|
45
|
2
|
$295
|
0 |
$35 |
PurchaseDate
|
|
| Westpac Banking Corporation |
Earth
|
M, AMEX
|
17.99
|
|
mths
|
0.99
|
45
|
2
|
$75
|
0 |
$35 |
PurchaseDate
|
|
| Westpac Banking Corporation |
Earth Gold
|
M, AMEX
|
17.99
|
|
mths
|
0.99
|
45
|
2
|
$125
|
0 |
$35 |
PurchaseDate
|
|
| Westpac Banking Corporation |
Earth Platinum
|
M, AMEX
|
17.99
|
NaN
|
mths
|
0.99
|
45
|
2
|
$250
|
|
$35 |
PurchaseDate
|
|
| Westpac Banking Corporation |
Holden Mastercard
|
M
|
20.45
|
|
mths
|
3.99
|
45
|
2
|
$55
|
0 |
$35 |
PurchaseDate
|
|
| Westpac Banking Corporation |
Low Rate
|
V, M
|
13.24
|
|
mths
|
3.99
|
55
|
2
|
$45
|
n/a
|
$35 |
PurchaseDate
|
|
Wizard Home Loans |
Wizard Clear Advantage
|
M
|
18.49
|
|
mths
|
4.99
|
55
|
2.5
|
$0
|
n/a
|
$35 |
PurchaseDate
|
|
Wizard Home Loans |
Wizard Fast
|
AMEX
|
17.49
|
7.99
|
6 mths
|
|
55
|
3
|
$25
|
33 |
$20 |
PurchaseDate
|
|
Yes Home Loans |
American Express LinkPoint
|
AMEX
|
16.49
|
|
6 mths
|
|
55
|
Interest Only
|
$25
|
35 |
$0 |
PurchaseDate
|
|
| American Express |
American Express Gold Choices Credit Card
|
AMEX
|
19.99
|
NaN
|
mths
|
6.99
|
55
|
3
|
$49
|
40 |
$30 |
PurchaseDate
|
|
|
Institution |
Product Name |
Card Type |
Interest Rate |
Intro Rate |
Intro Term |
Balance Transfer |
Free Days |
Min Repay |
Annual Card Fee |
Annual Rewards Fee |
Late Payment Fee |
Interest Charged From |
 |
| American Express |
American Express Platinum Credit Card
|
AMEX
|
19.99
|
|
mths
|
6.99
|
55
|
2.50
|
$395
|
0 |
$30 |
StatementDate
|
|
| American Express |
American Express Platinum MoneyBack Credit Card
|
AMEX
|
20.49
|
NaN
|
mths
|
|
44
|
2.50
|
$99
|
|
$0 |
PurchaseDate
|
|
| American Express |
Blue Sky Credit Card
|
AMEX
|
19.99
|
|
mths
|
6.99
|
55
|
2.5
|
$0
|
0 |
$30 |
PurchaseDate
|
|
| American Express |
David Jones American Express Card
|
AMEX
|
20.49
|
NaN
|
mths
|
5.99
|
56
|
2
|
$99
|
|
$0 |
StatementDate
|
|
| American Express |
Gold Credit Card
|
AMEX
|
15.99
|
|
mths
|
6.99
|
55
|
3
|
$70
|
|
$30 |
PurchaseDate
|
|
| American Express |
Qantas American Express Card
|
AMEX
|
20.49
|
|
mths
|
6.99
|
55
|
3
|
$145
|
|
$30 |
PurchaseDate
|
|
| American Express |
Qantas American Express Premium Card
|
AMEX
|
20.49
|
|
mths
|
6.99
|
55
|
3
|
$249
|
|
$30 |
PurchaseDate
|
|
| American Express |
Qantas American Express Ultimate Card
|
AMEX
|
20.49
|
|
mths
|
6.99
|
55
|
2.5
|
$450
|
|
$30 |
PurchaseDate
|
|
| American Express |
Rewards Maximiser
|
AMEX
|
20.49
|
NaN
|
mths
|
6.99
|
55
|
2.5
|
$192
|
|
$0 |
PurchaseDate
|
|
| American Express |
Rewards Maximiser Gold Credit Card
|
AMEX
|
20.39
|
|
|
6.99 life of balance introductory offer
|
55
|
3% of total outstanding balance or $25
|
$192
|
$0 |
$30 |
PurchaseDate
|
|
AMP Banking |
AMP Gold Credit Card
|
AMEX
|
14.99
|
|
mths
|
7.99
|
55
|
2.5
|
$70
|
80 |
$30 |
PurchaseDate
|
|
AMP Banking |
AMP Platinum Credit Card
|
AMEX
|
18.99
|
|
mths
|
6.99
|
55
|
2.5
|
$395
|
0 |
$30 |
PurchaseDate
|
|
ANZ Bank |
ANZ Balance Visa
|
V
|
13.41
|
|
mths
|
0
|
55
|
2
|
$79
|
22 |
$35 |
PurchaseDate
|
|
ANZ Bank |
ANZ First Visa
|
V
|
19.24
|
NaN
|
mths
|
7.99
|
44
|
2
|
$0
|
n/a
|
$35 |
PurchaseDate
|
|
ANZ Bank |
ANZ Frequent Flyer Visa
|
V
|
19.99
|
|
mths
|
|
44
|
2
|
$40
|
55 |
$35 |
PurchaseDate
|
|
|
Institution |
Product Name |
Card Type |
Interest Rate |
Intro Rate |
Intro Term |
Balance Transfer |
Free Days |
Min Repay |
Annual Card Fee |
Annual Rewards Fee |
Late Payment Fee |
Interest Charged From |
 |
ANZ Bank |
ANZ Frequent Flyer Visa Gold
|
V
|
19.99
|
|
mths
|
|
55
|
2
|
$95
|
55 |
$35 |
PurchaseDate
|
|
ANZ Bank |
ANZ Gold
|
V
|
19.24
|
|
mths
|
7.99
|
55
|
2
|
$87
|
n/a
|
$35 |
PurchaseDate
|
|
ANZ Bank |
ANZ Low Rate MasterCard
|
M
|
12.41
|
|
6 mths
|
0
|
55
|
2
|
$58
|
n/a
|
$35 |
PurchaseDate
|
|
ANZ Bank |
ANZ Rewards Visa
|
V
|
19.99
|
|
mths
|
|
44
|
2
|
$26
|
22 |
$35 |
PurchaseDate
|
|
ANZ Bank |
ANZ Rewards Visa Gold
|
V
|
19.99
|
|
mths
|
|
55
|
2
|
$57
|
22 |
$35 |
PurchaseDate
|
|
Aussie |
Aussie MasterCard
|
M
|
11.99
|
|
mths
|
0
|
55
|
2
|
$49
|
n/a
|
$35 |
PurchaseDate
|
|
| Bananacoast Community Credit Union |
BCU Bonus Rewarder
|
V
|
15.80
|
|
mths
|
|
55
|
3
|
$59
|
0 |
$10 |
PurchaseDate
|
|
| Bananacoast Community Credit Union |
Classic Visa
|
V
|
10.80
|
|
mths
|
|
55
|
3
|
$45
|
n/a
|
$10 |
PurchaseDate
|
|
Bank of Queensland |
Gold MasterCard
|
M
|
19.99
|
|
mths
|
|
44
|
3
|
$120
|
0 |
$30 |
PurchaseDate
|
|
Bank of Queensland |
Interest Free Days Card
|
V, M
|
19.99
|
|
mths
|
|
44
|
3
|
$49
|
0 |
$30 |
PurchaseDate
|
|
Bank of Queensland |
Low Rate Visa Card
|
V
|
12.49
|
|
mths
|
|
44
|
3
|
$49
|
n/a
|
$30 |
PurchaseDate
|
|
BankWest |
Business extra Visa
|
V
|
19.00
|
|
|
|
40
|
2%/$20
|
$140
|
16.00 annually per card |
$35 |
PurchaseDate
|
|
BankWest |
Lite Gold MasterCard
|
M
|
11.79
|
NaN
|
mths
|
0
|
55
|
2
|
$89
|
0 |
$35 |
PurchaseDate
|
|
BankWest |
Lite MasterCard
|
M
|
11.79
|
|
mths
|
0
|
55
|
2
|
$59
|
0 |
$35 |
PurchaseDate
|
|
BankWest |
More Gold MasterCard
|
M
|
18.24
|
|
mths
|
4.99
|
55
|
2%/$20
|
$120
|
$0 |
$35 |
PurchaseDate
|
|
|
Institution |
Product Name |
Card Type |
Interest Rate |
Intro Rate |
Intro Term |
Balance Transfer |
Free Days |
Min Repay |
Annual Card Fee |
Annual Rewards Fee |
Late Payment Fee |
Interest Charged From |
 |
BankWest |
More MasterCard
|
M
|
18.24
|
|
mths
|
4.99
|
55
|
2%/$0
|
$89
|
$0 |
$35 |
PurchaseDate
|
|
BankWest |
More Platinum MasterCard
|
M
|
17.99
|
|
mths
|
4.99
|
55
|
2%/$20
|
$190
|
$0 |
$35 |
PurchaseDate
|
|
BankWest |
Visa Classic
|
V
|
19.74
|
|
|
|
55
|
2%/$20
|
$29
|
$16 |
$35 |
PurchaseDate
|
|
BankWest |
Visa Gold
|
V
|
19.74
|
|
|
|
55
|
2%/$20
|
$84
|
$16 |
$35 |
PurchaseDate
|
|
BankWest |
Visa Reward
|
V
|
19.74
|
|
|
|
55
|
2%/$20
|
$29
|
$16 p.a |
$35 |
PurchaseDate
|
|
BankWest |
Zero MasterCard
|
M
|
15.99
|
NaN
|
mths
|
|
55
|
2
|
$0
|
0 |
$35 |
PurchaseDate
|
|
Citibank |
BP-Citibank Mastercard
|
M
|
19.89
|
NaN
|
mths
|
2.9
|
55
|
2
|
$79
|
0 |
$40 |
PurchaseDate
|
|
Citibank |
Cash Back Card
|
V
|
20.74
|
NaN
|
mths
|
2.9
|
55
|
2
|
$69
|
0 |
$40 |
PurchaseDate
|
|
| Citibank |
CitiBusiness Gold Card
|
V
|
20.74
|
NaN
|
mths
|
7.99
|
55
|
2
|
$130
|
0 |
$40 |
PurchaseDate
|
|
Citibank |
Clear Card
|
V
|
12.49
|
NaN
|
mths
|
0
|
55
|
2
|
$65
|
n/a
|
$40 |
PurchaseDate
|
|
| Citibank |
Clear Platinum Card
|
V
|
12.49
|
NaN
|
mths
|
0
|
55
|
2
|
$85
|
n/a
|
$40 |
PurchaseDate
|
|
Citibank |
Gold Card
|
V, M
|
20.74
|
NaN
|
mths
|
2.9
|
55
|
2
|
$119
|
|
$40 |
PurchaseDate
|
|
Citibank |
Platinum Card
|
V, M
|
20.74
|
NaN
|
mths
|
2.9
|
55
|
2
|
$250
|
|
$40 |
PurchaseDate
|
|
Citibank |
Silver Card
|
V, M
|
20.74
|
NaN
|
mths
|
2.9
|
55
|
2
|
$69
|
|
$40 |
PurchaseDate
|
|
| Commonwealth Bank |
Awards Card
|
V, M
|
20.14
|
|
mths
|
5.99
|
55
|
2
|
$59
|
0 |
$25 |
PurchaseDate
|
|
|
Institution |
Product Name |
Card Type |
Interest Rate |
Intro Rate |
Intro Term |
Balance Transfer |
Free Days |
Min Repay |
Annual Card Fee |
Annual Rewards Fee |
Late Payment Fee |
Interest Charged From |
 |
| Commonwealth Bank |
Gold Card
|
V, M
|
20.14
|
|
mths
|
5.99
|
55
|
2
|
$114
|
0 |
$25 |
PurchaseDate
|
|
| Commonwealth Bank |
Low Fee Card
|
V, M
|
19.39
|
|
mths
|
5.99
|
55
|
2
|
$24
|
n/a
|
$25 |
PurchaseDate
|
|
| Commonwealth Bank |
Low Rate Card
|
M
|
12.64
|
|
mths
|
5.99
|
55
|
2.00
|
$48
|
n/a
|
$25 |
PurchaseDate
|
|
| Commonwealth Bank |
Platinum Credit Card
|
M
|
20.14
|
|
mths
|
5.99
|
55
|
2
|
$200
|
0 |
$25 |
PurchaseDate
|
|
Community First Credit Union |
Visa Credit Card
|
V
|
10.50
|
|
mths
|
|
55
|
3
|
$30
|
n/a
|
$25 |
PurchaseDate
|
|
CUA |
Gold MasterCard
|
M
|
19.49
|
|
mths
|
4.9
|
55
|
2
|
$75
|
0 |
$15 |
PurchaseDate
|
|
CUA |
Low Rate MasterCard - Gold
|
M
|
11.85
|
4.90
|
6 mths
|
4.9
|
55
|
2.00
|
$75
|
n/a
|
$40 |
PurchaseDate
|
|
CUA |
Low Rate MasterCard - Silver
|
M
|
11.85
|
|
mths
|
4.9
|
55
|
2
|
$35
|
n/a
|
$40 |
PurchaseDate
|
|
CUA |
Silver MasterCard
|
M
|
19.49
|
|
mths
|
4.9
|
55
|
2
|
$35
|
0 |
$15 |
PurchaseDate
|
|
Encompass Credit Union |
Encompass Credit Card
|
V
|
13.75
|
13.75
|
mths
|
13.75
|
55
|
3
|
$36
|
n/a
|
$25 |
PurchaseDate
|
|
GE Money |
Coles Myer Source MasterCard
|
M
|
19.75
|
|
mths
|
0
|
62
|
2.22
|
$0
|
0 |
$35 |
PurchaseDate
|
|
GE Money |
GE Money Low Rate MasterCard
|
M
|
14.99
|
|
mths
|
4.99
|
55
|
2.22
|
$58
|
n/a
|
$35 |
PurchaseDate
|
|
| GE Money |
Myer Visa Card
|
V
|
18.99
|
|
mths
|
|
62
|
2.22
|
$39
|
0 |
$35 |
PurchaseDate
|
|
HSBC |
Classic Credit Card 45 days interest free
|
V
|
19.99
|
|
|
5.99% for up to 6 mths on first bal trans
|
45
|
3.0% or $20
|
$59
|
$0 |
$30 |
PurchaseDate
|
|
HSBC |
Gold Credit Card
|
V
|
19.99
|
|
|
5.99% for 6 mths on first bal trans
|
45
|
3.0% or $20
|
$99
|
$0 |
$30 |
PurchaseDate
|
|
|
Institution |
Product Name |
Card Type |
Interest Rate |
Intro Rate |
Intro Term |
Balance Transfer |
Free Days |
Min Repay |
Annual Card Fee |
Annual Rewards Fee |
Late Payment Fee |
Interest Charged From |
 |
HSBC |
Low Rate Credit Card
|
V
|
15.99
|
|
|
0% for 6 months on the first balance transferred
|
55
|
$30 or 3%
|
$49
|
$0 |
$30 |
PurchaseDate
|
|
HSBC |
Platinum Credit Card
|
V
|
19.99
|
|
|
5.99% for 6 mths on first bal trans
|
45
|
3% or $20
|
$199
|
$0 |
$30 |
PurchaseDate
|
|
| IMB |
IMB Low Rate MasterCard
|
M
|
11.85
|
NaN
|
mths
|
4.9
|
55
|
3
|
$55
|
n/a
|
$40 |
PurchaseDate
|
|
| IMB |
IMB Reward Mastercard
|
M
|
20.24
|
NaN
|
mths
|
4.9
|
55
|
3
|
$55
|
0 |
$40 |
PurchaseDate
|
|
Intech Credit Union Limited |
Titanium 55
|
V
|
9.55
|
|
|
|
55
|
3%
|
$36
|
n/a
|
$20 |
PurchaseDate
|
|
| Macquarie Bank |
Macquarie Bank Platinum Card
|
V
|
19.95
|
NaN
|
mths
|
0
|
55
|
2
|
$200
|
0 |
$40 |
PurchaseDate
|
|
| Macquarie Bank |
Macquarie Bank RateSaver Card
|
V
|
11.95
|
NaN
|
mths
|
0
|
55
|
1.5
|
$50
|
n/a
|
$40 |
PurchaseDate
|
|
Members Equity Bank |
Members Equity MasterCard
|
M
|
11.99
|
|
mths
|
11.99
|
44
|
3
|
$39
|
n/a
|
$25 |
PurchaseDate
|
|
| NAB |
Ant Card with Rewards
|
AMEX
|
20.47
|
|
|
|
44
|
$10 / 2.5%
|
$99
|
$0 |
$30 |
PurchaseDate
|
|
| NAB |
Ant Gold Card with Rewards
|
AMEX
|
20.47
|
|
|
|
44
|
$10 / 2.5%
|
$148
|
$0 |
$30 |
PurchaseDate
|
|
| NAB |
Ant with No Annual Card Fee
|
AMEX
|
19.45
|
|
|
|
44
|
$10 / 2.5%
|
$0
|
|
$30 |
PurchaseDate
|
|
| NAB |
Low Rate Visa Card
|
V
|
12.70
|
|
mths
|
0
|
55
|
2.5
|
$49
|
n/a
|
$30 |
PurchaseDate
|
|
| NAB |
NAB Qantas Gold Card
|
V, M, AMEX
|
20.47
|
NaN
|
mths
|
6.99
|
44
|
2.5
|
$145.5
|
|
$30 |
PurchaseDate
|
|
| NAB |
NAB Qantas Platinum Card
|
V, AMEX
|
20.47
|
NaN
|
mths
|
6.99
|
44
|
2.5
|
$290
|
|
$30 |
PurchaseDate
|
|
| NAB |
Standard
|
V, M
|
19.74
|
NaN
|
mths
|
|
44
|
$10 / 2.5%
|
$30
|
$0 |
$30 |
PurchaseDate
|
|
|
Institution |
Product Name |
Card Type |
Interest Rate |
Intro Rate |
Intro Term |
Balance Transfer |
Free Days |
Min Repay |
Annual Card Fee |
Annual Rewards Fee |
Late Payment Fee |
Interest Charged From |
 |
| NAB |
Velocity NAB Credit Card (American Express and Visa Card)
|
V, AMEX
|
19.99
|
NaN
|
mths
|
3.99
|
44
|
2.5
|
$65
|
0 |
$30 |
PurchaseDate
|
|
| NAB |
Velocity NAB Gold Card (American Express and Visa card)
|
V, AMEX
|
19.99
|
NaN
|
mths
|
3.99
|
44
|
2.5
|
$150
|
0 |
$30 |
PurchaseDate
|
|
| NAB |
Visa Gold / Mastercard Gold
|
V, M
|
19.74
|
|
mths
|
|
44
|
$10 / 2.5%
|
$90
|
|
$30 |
PurchaseDate
|
|
| NAB |
Visa Gold with Rewards / Mastercard Gold with Rewards
|
V, M
|
20.47
|
|
|
|
44
|
$10 / 2.5%
|
$88.3
|
$57.20 |
$30 |
PurchaseDate
|
|
| NAB |
Visa Mini
|
V
|
19.74
|
|
6 mths
|
5.9
|
55
|
2.5
|
$24
|
n/a
|
$30 |
PurchaseDate
|
|
| Newcastle Permanent Building Society |
Value +
|
V
|
11.84
|
11.84
|
|
15.84
|
55
|
$10.00
|
$45
|
n/a
|
$25 |
PurchaseDate
|
|
| NSW Teachers Credit Union |
Teachers Credit Card
|
V
|
11.50
|
7.90
|
6 mths
|
|
55
|
3
|
$0
|
n/a
|
$25 |
PurchaseDate
|
|
| Police Department Employees Credit Union |
Visa Credit Card
|
V
|
11.20
|
|
|
|
55
|
2.5%
|
$30
|
n/a
|
$25 |
PurchaseDate
|
|
St. George Bank |
Gold Low Rate
|
V, M
|
14.25
|
|
|
|
55
|
$10/2%
|
$79
|
N/A |
$35 |
PurchaseDate
|
|
St. George Bank |
Platinum
|
V, M
|
14.25
|
|
mths
|
3.99
|
55
|
2
|
$89
|
|
$35 |
PurchaseDate
|
|
St. George Bank |
Starts Low Stays Low
|
V, M
|
12.99
|
|
mths
|
|
55
|
2
|
$69
|
0 |
$35 |
PurchaseDate
|
|
St. George Bank |
Vertigo MasterCard
|
M
|
11.89
|
|
mths
|
0
|
55
|
2
|
$55
|
0 |
$35 |
PurchaseDate
|
|
| St. George Bank |
Visa BusinessVantage
|
V
|
17.15
|
|
|
|
55
|
$10/2%
|
$55
|
n/a
|
$25 |
PurchaseDate
|
|
Suncorp |
AMEX Gold
|
AMEX
|
17.49
|
|
mths
|
|
55
|
2.5
|
$69
|
33-59 |
$30 |
PurchaseDate
|
|
Suncorp |
Suncorp Clear Options Gold
|
V
|
18.75
|
|
mths
|
0.99
|
55
|
2.5
|
$69
|
39-69 |
$25 |
PurchaseDate
|
|
|
Institution |
Product Name |
Card Type |
Interest Rate |
Intro Rate |
Intro Term |
Balance Transfer |
Free Days |
Min Repay |
Annual Card Fee |
Annual Rewards Fee |
Late Payment Fee |
Interest Charged From |
 |
Suncorp |
Suncorp Clear Options Plus
|
V
|
18.99
|
|
mths
|
0.99
|
55
|
2.5
|
$35
|
39-69 |
$30 |
PurchaseDate
|
|
Sydney Credit Union |
Low Rate Visa Credit Card
|
V
|
10.50
|
|
mths
|
10.50
|
55
|
0
|
$30
|
n/a
|
$25 |
StatementDate
|
|