|
Institution |
Product Name |
Access |
Interest Rates |
Min Open |
Min Bal |
Int Paid |
 |
| Main |
Other |
<1,000 |
>1,000 |
>2,000 |
>5,000 |
>10,000 |
>20,000 |
>50,000 |
>100,000 |
>250,000 |
>500,000 |
Bonus |
| Select Credit Union |
Select Edvest (age 50+ account)
|
Card/Statement
|
Counter, Card/ATM, Passbook, Cheque, Internet, Phone, bank@post
|
|
|
4.05
|
|
|
|
6.05
|
|
|
|
|
$1
|
|
M
|
|
| Select Credit Union |
Select Transaction account
|
Card/statement
|
Counter, Card/ATM, Passbook, Cheque, Internet, Phone, bank@post
|
|
0.25
|
|
|
|
|
|
|
|
|
|
$1
|
|
H
|
|
| SERVICE ONE Members Banking |
Day to Day Account
|
Card/statement
|
Card/ATM, Cheque, Internet, Phone, Statement, Counter, bank@post
|
0.10
|
0.10
|
0.10
|
0.10
|
0.10
|
0.10
|
0.10
|
0.10
|
0.10
|
0.10
|
|
|
|
Y
|
|
St. George Bank |
Business Cheque Account Plus
|
Card/Statement
|
Counter, Card/ATM, Cheque, Internet, Phone
|
|
|
0.02
|
0.10
|
0.25
|
0.35
|
1.65
|
3.00
|
3.45
|
3.85
|
|
$1
|
|
M
|
|
St. George Bank |
Complete Freedom
|
Card/Statement
|
Card/ATM, Cheque, Internet, Phone, Statement, Counter, bank@post
|
|
|
|
|
|
|
|
|
|
|
|
$1
|
|
n/a
|
|
St. George Bank |
Concession Account
|
Card/Statement
|
Card/ATM, Internet, Phone, Statement, Counter, bank@post
|
|
|
|
|
|
|
|
|
|
|
|
$1
|
|
n/a
|
|
St. George Bank |
Express Freedom
|
Card/Statement
|
Card/ATM, Cheque, Internet, Phone, Statement, Counter, bank@post
|
|
|
|
|
|
|
|
|
|
|
|
$1
|
|
n/a
|
|
St. George Bank |
Freedom Account
|
Card/Statement
|
Card/ATM, Cheque, Internet, Phone, Statement, Counter, bank@post
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
|
$1
|
|
Q
|
|
St. George Bank |
Simply Freedom
|
Card/Statement
|
Card/ATM, Cheque, Internet, Phone, Statement, Counter, bank@post
|
|
|
|
|
|
|
|
|
|
|
|
$1
|
|
n/a
|
|
Suncorp |
Everyday Basics Account
|
|
Counter, Internet, Phone, Other
|
|
|
|
|
|
|
|
|
|
|
|
|
|
n/a
|
|
Suncorp |
Everyday Options Account (Outside Qld)
|
Card/Statement
|
Card/ATM, Cheque, Internet, Phone, Statement, Counter
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
|
|
|
H
|
|
Sydney Credit Union |
Access Savings Account
|
Card/Statement
|
Counter, Card/ATM, Internet, Phone
|
0.10
|
0.10
|
0.10
|
0.10
|
0.10
|
0.20
|
0.50
|
0.50
|
|
|
|
|
|
D
|
|
| Unicom Credit Union |
Access Accounts
|
Card/statement
|
Card/ATM, Cheque, Internet, Phone, Statement, Counter, bank@post
|
0.05
|
0.05
|
0.05
|
0.05
|
0.05
|
0.15
|
0.50
|
0.75
|
0.75
|
0.75
|
|
$1
|
$1
|
Q
|
|
| Unicom Credit Union |
UniSaver Account
|
Card/statement
|
Card/ATM, Internet, Phone, Statement, Counter, bank@post
|
0.05
|
0.05
|
0.05
|
0.05
|
0.05
|
0.15
|
0.50
|
0.75
|
0.75
|
0.75
|
|
$1
|
$1
|
Q
|
|
| Westpac Banking Corporation |
Basic Account
|
Card/Statement
|
Card/ATM, Internet, Phone, Statement, Counter
|
|
|
|
|
|
|
|
|
|
|
|
|
|
n/a
|
|
|
Institution |
Product Name |
Access |
Interest Rates |
Min Open |
Min Bal |
Int Paid |
 |
| Main |
Other |
<1,000 |
>1,000 |
>2,000 |
>5,000 |
>10,000 |
>20,000 |
>50,000 |
>100,000 |
>250,000 |
>500,000 |
Bonus |
| Westpac Banking Corporation |
Choice
|
Card/Statement
|
Counter, Card/ATM, Cheque, Internet, Phone
|
|
|
|
|
|
|
|
|
|
|
|
|
|
n/a
|
|
| Westpac Banking Corporation |
Choice eAccount
|
Card/Statement
|
Card/ATM, Cheque, Internet, Phone, Statement, Counter
|
|
|
|
|
|
|
|
|
|
|
|
|
|
n/a
|
|
| Westpac Banking Corporation |
Classic Plus
|
Card/Statement
|
Card/ATM, Cheque, Internet, Phone, Statement, Counter
|
|
|
|
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
|
|
|
Q
|
|
| Woolworths Ezy Banking |
Ezy Action Account
|
Card/statement
|
Card/ATM, Cheque, Internet, Phone
|
0.01
|
0.01
|
0.01
|
0.01
|
0.50
|
3.00
|
3.25
|
4.50
|
5.00
|
5.00
|
|
|
|
M
|
|
AMP Banking |
eASYTransact
|
Card/Statement
|
Card/ATM, Cheque, Internet, Phone
|
|
|
|
|
|
|
|
|
|
|
|
|
|
M
|
|
AMP Banking |
Transact
|
Card/Statement
|
Card/ATM, Cheque, Internet, Phone, Statement
|
0.25
|
0.45
|
0.45
|
0.75
|
0.75
|
1.25
|
1.75
|
2.25
|
2.25
|
2.25
|
|
|
|
M
|
|
| ANZ Bank |
Access Advantage
|
Card/Statement
|
Counter, Card/ATM, Internet, Phone
|
|
|
|
|
|
|
0.01
|
0.02
|
0.02
|
0.02
|
|
|
|
Q
|
|
| ANZ Bank |
Access Advantage with ANZ Seniors Privilege
|
Card/Statement
|
Counter, Card/ATM, Internet, Phone
|
|
|
|
|
|
|
0.01
|
0.10
|
0.10
|
0.10
|
|
|
|
Q
|
|
| ANZ Bank |
Access Select
|
Card/Statement
|
Counter, Card/ATM, Internet, Phone
|
|
|
|
|
|
|
|
|
|
|
|
|
|
n/a
|
|
| ANZ Bank |
Negotiator Transactor
|
Card/Statement
|
Counter, Card/ATM, Internet, Phone
|
3.04
|
3.04
|
3.04
|
3.04
|
3.04
|
3.04
|
3.04
|
3.04
|
3.04
|
3.04
|
|
|
|
M
|
|
| Arab Bank |
Statement Account
|
Card/Statement
|
Counter, Card/ATM, Internet
|
|
|
0.25
|
0.25
|
0.50
|
0.50
|
0.75
|
1.50
|
1.50
|
1.50
|
|
$1
|
|
M
|
|
| Bananacoast Community Credit Union |
Business Cheque Account S11
|
Card/Statement
|
Counter, Card/ATM, Cheque, Internet, Phone
|
1.20
|
1.20
|
1.20
|
1.80
|
1.80
|
2.40
|
3.20
|
4.00
|
4.70
|
4.70
|
|
|
|
H
|
|
| Bananacoast Community Credit Union |
Clubs & Society Account - S20
|
Card/Statement
|
Counter, Cheque, Internet, Phone
|
1.10
|
1.10
|
1.10
|
2.40
|
3.25
|
3.25
|
3.25
|
3.25
|
3.25
|
3.25
|
|
|
|
H
|
|
| Bananacoast Community Credit Union |
Community Saver Account - S60
|
Online
|
Counter, Internet, Phone
|
2.50
|
2.50
|
5.00
|
5.00
|
5.20
|
5.20
|
5.20
|
5.20
|
5.20
|
5.20
|
|
|
|
M
|
|
| Bananacoast Community Credit Union |
Personal Savings Account - S1
|
Card/Statement
|
Card/ATM, Cheque, Internet, Phone, Statement, Counter
|
NaN
|
0.05
|
0.05
|
0.05
|
0.10
|
0.25
|
0.50
|
0.50
|
0.50
|
0.50
|
|
|
|
H
|
|
|
Institution |
Product Name |
Access |
Interest Rates |
Min Open |
Min Bal |
Int Paid |
 |
| Main |
Other |
<1,000 |
>1,000 |
>2,000 |
>5,000 |
>10,000 |
>20,000 |
>50,000 |
>100,000 |
>250,000 |
>500,000 |
Bonus |
Bank of Queensland |
Reverse Charges Account
|
Card/Statement
|
Card/ATM, Cheque, Internet, Phone, Statement, Counter
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
|
$1
|
$1
|
Q
|
|
Bank of Queensland |
Ultimate
|
Card/Statement
|
Card/ATM, Cheque, Internet, Phone, Statement, Counter
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
|
$1
|
$1
|
Q
|
|
| Bankstown City Credit Union |
Money Manager
|
Card/Statement
|
Counter, Card/ATM, Cheque, Internet, Phone
|
|
|
|
1.00
|
1.00
|
1.00
|
1.50
|
1.50
|
1.50
|
2.00
|
|
$1
|
|
M
|
|
BankWest |
BankWest Hero Transaction Account
|
Card/Statement
|
Counter, Card/ATM, Internet, Phone, bank@post
|
4.25
|
4.25
|
4.25
|
|
|
|
|
|
|
|
|
|
|
M
|
|
BankWest |
BankWest Zero Transaction Account
|
Online
|
Card/ATM, Cheque, Internet, Phone, Statement, Counter, bank@post
|
|
|
|
|
|
|
|
|
|
|
|
|
|
n/a
|
|
BankWest |
Lite Direct Account
|
Card/Statement
|
Card/ATM, Cheque, Internet, Phone, Statement, Counter, bank@post
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
|
$1
|
$1
|
Q
|
|
BankWest |
Lite Transaction Account
|
Card/Statement
|
Card/ATM, Cheque, Internet, Phone, Statement, Counter, bank@post
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
|
$1
|
$1
|
Q
|
|
| Citibank |
Citibank Citicash Account
|
Card/Statement
|
Card/ATM, Internet, Phone
|
|
|
|
|
|
|
|
|
|
|
|
$10000
|
|
M
|
|
| Citibank |
Citibank Citicheque Account
|
Card/Statement
|
Card/ATM, Cheque, Internet, Phone
|
|
|
|
|
|
|
|
|
|
|
|
$10000
|
|
D
|
|
| Citibank |
Citibank Plus Transaction Account
|
Online
|
Card/ATM, Cheque, Internet, Phone, Statement
|
|
|
|
|
|
|
|
|
|
|
|
|
|
M
|
|
| Commonwealth Bank |
Commonwealth Direct Investment Account
|
Card/statement
|
Card/ATM, Cheque, Internet, Phone, Statement, Counter, bank@post
|
|
|
|
4.45
|
4.45
|
4.45
|
4.90
|
4.90
|
5.50
|
5.50
|
|
$5000
|
|
Q
|
|
| Commonwealth Bank |
Ezy Action Account
|
Card/Statement
|
Card/ATM, Cheque, Internet, Phone, Statement
|
0.01
|
0.01
|
0.01
|
0.01
|
0.50
|
3.00
|
3.25
|
4.50
|
5.00
|
5.00
|
|
|
|
M
|
|
| Commonwealth Bank |
Streamline e-Access
|
Card/Statement
|
Card/ATM, Cheque, Internet, Phone, Statement, Counter, bank@post
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.05
|
0.20
|
0.20
|
0.20
|
|
|
|
Q
|
|
| Commonwealth Bank |
Streamline Unlimited
|
Card/Statement
|
Card/ATM, Cheque, Internet, Phone, Statement, Counter, bank@post
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.05
|
0.20
|
0.20
|
0.20
|
|
|
|
Q
|
|
Community First Credit Union |
Access Account
|
Card/Statement
|
Card/ATM, Cheque, Internet, Phone, Statement, Counter
|
|
|
|
|
|
0.10
|
0.25
|
0.25
|
|
|
|
|
|
Q
|
|
|
Institution |
Product Name |
Access |
Interest Rates |
Min Open |
Min Bal |
Int Paid |
 |
| Main |
Other |
<1,000 |
>1,000 |
>2,000 |
>5,000 |
>10,000 |
>20,000 |
>50,000 |
>100,000 |
>250,000 |
>500,000 |
Bonus |
Community First Credit Union |
Powerup Account
|
Card/Statement
|
Counter, Card/ATM, Internet, Phone
|
0.10
|
0.50
|
0.50
|
0.75
|
1.00
|
1.00
|
1.50
|
1.50
|
|
|
|
|
|
Q
|
|
| Comtax Credit Union |
Axess Savings Account (S1)
|
Card/Statement
|
Card/ATM, Cheque, Internet, Phone, Statement
|
0.10
|
0.10
|
0.10
|
0.25
|
0.75
|
0.75
|
2.00
|
2.00
|
2.00
|
2.00
|
|
|
|
H
|
|
CUA |
Freedom Plus
|
Card/Statement
|
Counter, Card/ATM, Cheque, Internet, Phone, bank@post
|
1.25
|
1.25
|
1.25
|
1.25
|
1.25
|
1.25
|
1.25
|
1.25
|
1.25
|
1.25
|
|
$1
|
$1
|
H
|
|
CUA |
Platinum Plus
|
Card/Statement
|
Counter, Card/ATM, Internet, Phone, bank@post
|
1.75
|
1.75
|
1.75
|
2.75
|
2.75
|
2.75
|
4.25
|
4.25
|
4.25
|
4.25
|
|
|
|
H
|
|
CUA |
Prime Access
|
Card/Statement
|
Counter, Card/ATM, Cheque, Internet, Phone, bank@post
|
0.10
|
0.10
|
0.10
|
0.10
|
0.15
|
0.50
|
1.25
|
1.25
|
1.25
|
1.25
|
|
|
|
M
|
|
| Elders Rural Bank |
Everyday Account - All Access
|
Card/statement
|
Counter, Card/ATM, Internet, Phone, bank@post
|
0.05
|
0.05
|
0.05
|
0.05
|
0.15
|
0.15
|
0.20
|
0.20
|
0.20
|
0.20
|
|
$500
|
$500
|
M
|
|
| Elders Rural Bank |
Everyday Account - Electronic Access
|
Card/statement
|
Counter, Card/ATM, Internet, Phone, bank@post
|
0.05
|
0.05
|
0.05
|
0.05
|
0.15
|
0.15
|
0.15
|
0.20
|
0.20
|
0.20
|
|
$500
|
$500
|
M
|
|
| Elders Rural Bank |
Everyday Community Account
|
Card/statement
|
Counter, Card/ATM, Internet, Phone, bank@post
|
0.15
|
0.15
|
0.15
|
0.15
|
0.50
|
0.50
|
0.50
|
0.75
|
1.00
|
1.00
|
|
$1
|
$1
|
M
|
|
Encompass Credit Union |
Access Plus Savings Account
|
Card/Statement
|
Card/ATM, Cheque, Internet, Phone, Statement, Counter, bank@post
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.10
|
0.25
|
0.50
|
NaN
|
NaN
|
|
|
|
M
|
|
| Greater Building Society |
Christmas Club Account
|
Card/Statement
|
Passbook, Counter
|
1.00
|
1.00
|
1.00
|
1.00
|
1.00
|
1.00
|
1.00
|
1.00
|
1.00
|
1.00
|
|
$1
|
$1
|
H
|
|
HSBC |
Multi Currency Account (AUD)
|
Card/Statement
|
Counter, Internet, Phone
|
|
|
2.25
|
2.25
|
2.50
|
2.50
|
2.50
|
2.50
|
2.50
|
2.50
|
|
|
|
M
|
|
HSBC |
Online Savings Account
|
Card/Statement
|
Counter, Card/ATM, Internet, Phone, bank@post
|
0.05
|
0.05
|
0.05
|
3.25
|
3.25
|
3.25
|
3.25
|
3.25
|
3.25
|
4.50
|
|
$2000
|
|
M
|
|
HSBC |
Savings Cheque Account
|
Card/Statement
|
Counter, Card/ATM, Internet, Phone, bank@post
|
0.05
|
0.05
|
0.05
|
0.05
|
0.05
|
0.10
|
0.10
|
0.25
|
0.25
|
0.25
|
|
$1000
|
|
M
|
|
| Illawarra Credit Union |
Access Accounts
|
Cheque
|
Card/ATM, Cheque, Internet, Phone, Statement, Counter, bank@post
|
0.05
|
0.05
|
0.05
|
0.05
|
0.05
|
0.15
|
0.50
|
0.75
|
0.75
|
0.75
|
|
$1
|
$1
|
BM
|
|
| Illawarra Credit Union |
UniSaver
|
Card/statement
|
Card/ATM, Internet, Phone, Statement, Counter, bank@post
|
0.05
|
0.05
|
0.05
|
0.05
|
0.05
|
0.15
|
0.50
|
0.75
|
0.75
|
0.75
|
|
$1
|
$1
|
Q
|
|
|
Institution |
Product Name |
Access |
Interest Rates |
Min Open |
Min Bal |
Int Paid |
 |
| Main |
Other |
<1,000 |
>1,000 |
>2,000 |
>5,000 |
>10,000 |
>20,000 |
>50,000 |
>100,000 |
>250,000 |
>500,000 |
Bonus |
IMB |
IMB Everyday Account
|
Card/Statement
|
Counter, Card/ATM, Cheque, Internet, Phone
|
0.10
|
0.10
|
0.10
|
0.25
|
0.25
|
0.50
|
1.25
|
1.25
|
1.25
|
1.25
|
|
$1
|
|
H
|
|
IMB |
IMB Everyday Unlimited
|
|
Counter, Card/ATM, Cheque, Internet, Phone, bank@post, Other
|
|
|
|
|
|
|
|
|
|
|
|
$1
|
$1
|
n/a
|
|
Intech Credit Union Limited |
Access Savings Account
|
Card/Statement
|
Card/ATM, Cheque, Internet, Phone, Statement, Counter
|
0.10
|
0.10
|
0.10
|
0.20
|
0.20
|
0.30
|
0.40
|
1.00
|
|
|
|
|
|
H
|
|
Members Equity Bank |
InterestME Savings Account
|
Online
|
Card/ATM, Internet, Phone
|
0.25
|
0.25
|
0.25
|
6.00
|
6.00
|
6.00
|
6.00
|
6.00
|
6.00
|
6.00
|
|
|
|
M
|
|
| NAB |
NAB Classic Banking
|
Card/Statement
|
Counter, Card/ATM, Cheque, Internet, Phone, bank@post
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
|
$1
|
$1
|
Q
|
|
| NAB |
NAB eBanking
|
Card/Statement
|
Counter, Card/ATM, Cheque, Internet, Phone, bank@post
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
|
$1
|
$1
|
Q
|
|
| NAB |
NAB Gold Banking
|
Card/Statement
|
Counter, Card/ATM, Cheque, Internet, Phone, bank@post
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
|
$1
|
$1
|
Q
|
|
| Newcastle Permanent Building Society |
Mortgage Offset Account
|
Card/statement
|
Counter, Card/ATM, Internet, Phone
|
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
|
$1
|
|
n/a
|
|
| Newcastle Permanent Building Society |
Spend Account
|
Card/Statement
|
Counter, Card/ATM, Internet, Phone
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
|
$1
|
|
H
|
|
| Newcastle Permanent Building Society |
Statement Savings Account
|
Card/Statement
|
Counter, Card/ATM, Internet, Phone
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
0.01
|
|
$1
|
|
H
|
|
| NSW Teachers Credit Union |
Everyday Account
|
Card/Statement
|
Counter, Card/ATM, Cheque, Internet, Phone, bank@post
|
0.10
|
0.10
|
0.10
|
0.10
|
0.40
|
0.50
|
1.25
|
1.25
|
1.25
|
1.25
|
|
|
|
M
|
|
| Police Department Employees Credit Union |
Budget Manager Account
|
Card/Statement
|
Internet, Phone, Statement, Counter
|
0.25
|
0.25
|
0.25
|
0.25
|
0.25
|
0.25
|
0.25
|
0.25
|
0.25
|
0.25
|
|
|
|
H
|
|
| Police Department Employees Credit Union |
Easy Access Account
|
Card/Statement
|
Passbook, Card/ATM, Cheque, Internet, Phone, Statement, Counter
|
|
0.25
|
0.25
|
0.50
|
0.50
|
0.50
|
0.50
|
0.50
|
0.50
|
0.50
|
|
|
|
H
|
|
|